Experienced
Disability
Specialists who
Guide,
Educate &
Empower

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We Are Experienced, Licensed Professionals

Reynolds Benefits is a licensed, independent insurance agency has etched a reputation in the industry as highly qualified disability insurance specialists. A feat accomplished through dedication and focus over a period spanning three decades. Based in New Jersey and Maine, our company now enjoys the esteemed pleasure of servicing medical professionals in long-term disability, life, and long term care insurance throughout the United States.

Experience + Volume + Discounts = Real Value

Reynolds has a formula for success that others simply can’t match. For over 35 years, we have been specialists in the disability insurance field. As a result, we have tremendous experience working with thousands of health care professionals -- helping each individual choose the right (occupational) policy, with the highest payout, at the lowest cost available.

When you trust Reynolds, you are trusting we will deliver the best product for your occupation, at the lowest cost. You can count on our experience every time.

Disability Insurance Education Is A 3-Step Process

STEP 1: DISABILITY INSURANCE EDUCATION

This education was designed especially for you to help protect you, guide you and empower you.

STEP 2: LEARN WHY,
WHAT AND HOW

Our Educational Model is based on 3 simple steps.

STEP 3: LEARNING
AND KNOWING

Begin the 3 step process by learning and end with knowing how best to protect yourself.

Knowledge is the Key to Security. Learn the 4 Key Ingredients of a Superior Disability Program

1ST KEY: WHAT IS THE DEFINITION OF DISABILITY INSURANCE?

The most important feature of your disability policy. The definition of disability dictates that path of your claim. An inferior definition may lead to a difficult time receiving the benefit you desperately need.

2ND KEY: IS YOUR POLICY NON-CANCELLABLE AND RENEWABLE?

A must-have policy feature that provides all the guarantees you need to secure you and your family.

3RD KEY: DO YOU POSSESS A RESIDUAL BENEFIT?

If you are partially disabled and can work part-time in your specialty will you receive partial benefits?

4TH KEY: DO YOU HAVE A FUTURE INSURABILITY RIDER?

This key insurance feature guarantees your ability to increase coverage in the future. Have you locked in your guaranteed right to increase coverage in the future regardless of any pre-existing condition which may manifest tomorrow?

Testimonials

“You provided a valuable service to me as I 
was unaware of the complicated issues 
associated with this coverage. Your expertise and professionalism has been invaluable to me throughout the decision-making process…It is obvious to me as a resident that you were looking out for my best interest and not yours.”

Leamon Davenport, MD

“I am especially impressed with your knowledge of the various companies and appreciate your expertise in advising me on the right product for my specialty.
For example, I was unaware of the limited benefits due to my specialty, trauma surgeon, and that most policies only afforded me limited coverage. It seems surgeons and anesthesiologists are at a disadvantage because of this fact.”
Catherine A. Dudick, MD

In your career, seconds count. Take a few to protect it.
Call Reynolds today to discuss the right benefits and features for your occupation.